Can You Afford to Retire?
We Can Show You.
Not Sure What to Do?
We Can Help.
Are You Saving Enough?
We Can Find Out.
Since 1993, Berno Financial Management, Inc., a fee-only financial planner, has helped proactive individuals and their families make the most of their personal finances and achieve financial peace of mind.
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I Am Thinking About Retirement

We help you:

  • Decide when to retire
  • Prepare to stop working
  • Avoid outliving your money

I Am Self-Employed

We help you:

  • Keep your business running
  • Protect your family
  • Save for retirement

I Am a Dedicated Saver

We help you:

  • Plan for the future
  • Manage your investments
  • Minimize taxes

Achieve Financial Peace of Mind

To reach your long-term financial goals, you need to know where you are today and where you are headed. This scorecard will help you determine how confident you are in your current financial situation and discover whether you could benefit from seeking professional financial advice.

Enter your information below to download the Personal Financial Scorecard.

Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, CFP® (with plaque design) and CFP® (with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements. CFA® is trademark owned by CFA Institute.