About Berno Financial Management, Inc.
Since 1993, Berno Financial Management, Inc., has helped proactive individuals and their families make the most of their personal finances. As an independent, fee-only financial planner, we offer unbiased advice as part of our comprehensive personal financial planning and investment management services. We concentrate on developing close personal relationships with our clients, focusing on their complete financial picture. We also coordinate our advice with other specialized advisors, such as CPAs, attorneys and insurance professionals, making referrals as needed.
We believe that financial planning involves more than just investment management. Instead, we take the time to learn about your complete current financial situation, as well as your long-term goals and needs. We then use that information to develop a comprehensive financial plan as well as an investment portfolio proposal using a “Total Portfolio Approach” that considers all your different assets together. Our advice is academically based and grounded in the belief that a passive, low-cost, tax-efficient, multi-asset class investment strategy is the best way to achieve the investment returns needed to meet your goals over the long term. The research by Nobel Prize-winning economist Eugene Fama of Dimensional Fund Advisors is fundamental to our philosophy and strategy.
Our team is led by Bruce J. Berno, a CERTIFIED FINANCIAL PLANNER™ professional. Berno Financial Management, Inc., is a member of the National Association of Personal Financial Advisors (NAPFA), the industry’s most selective professional association. We have been recognized locally and nationally as an expert financial management firm, having been included in the Top Wealth Manager’s List in Bloomberg Wealth Manager since 2001, and being named as a Five Star Wealth Manager by Five Star Professional and Cincinnati Magazine since 2010.