Why Choose Berno Financial Management?
Not all financial services firms are created equal. Berno Financial Management offers clients a unique value based on our independent advice, fee-only, fiduciary services and comprehensive approach to planning. Our foundation is our client-focused approach and commitment to professional continuing education to provide the best possible service to our clients.
How We’re Different
We are independent and are not affiliated with any brokerage firm, bank, mutual fund, insurance company, accounting firm or law firm. Our team provides completely objective advice, with referrals made to specialists as necessary. The services we provide are coordinated with your other professional advisors to meet your needs.
Fee-Only Fiduciary Advisor
We are paid solely by you with a fully disclosed fee based on a flat fee and percentage of investment assets, flat fee or hourly rate. This avoids potential conflicts of interest caused by sales commissions or incentive awards. We act as a fiduciary and put our client’s interests first.
We offer a broad array of personal wealth management and investment advisory services, which are tailored to each client’s specific needs. Our firm’s specialties are cash flow management, investment advisory services, retirement planning and estate planning.
We are a small firm, offering personalized attention and strong long- term client retention. Our client service is “process-driven”; we get to know each client on a personal level, and our initial data gathering is extensive and detailed. We know that all of our clients want to be financially successful, secure and responsible, and they choose to work with us because they lack the time and experience to manage their finances on their own.
Nationally Recognized and Credentialed
Our team is led by Bruce J. Berno, a CERTIFIED FINANCIAL PLANNER™ professional and a member of the National Association of Personal Financial Advisors (NAPFA). Clients are served on a team basis by Bruce J. Berno, CFP® and Donna L. Ellis, CFP® or Kathy L. Blain, CFP® who are also members of the National Association of Personal Financial Advisors (NAPFA)and certified National Social Security Advisors. The firm has been recognized nationally as an expert financial management firm in industry surveys.,